The Importance of Renter’s Insurance

Contact Us

The Importance of Renter’s Insurance

A fire destroyed an apartment complex in the Milwaukee area late last month, bringing attention to the importance of renters insurance.

“Renters insurance is important to protect your belongings/personal property as well as your liability in case someone is injured while in your rental unit or if you are liable for damage done to the rental unit,” said Brian Varsho, personal risk agent at Marshfield Insurance.

Renters insurance covers personal property, personal liability, and loss of use (which can help pay additional expenses if the resident needs to leave for a period of time because the property becomes uninhabitable).

“For example, if there was a fire that was not your fault, your renter’s policy would cover your personal belongings and pay expenses for a different place to live while your place it being renovated or rebuilt,” said Varsho.

Personal liability coverage is the most significant aspect that renter’s insurance provides.

“Let’s say you are living in a duplex and you are responsible for a fire that burns the entire house down. The landlord’s insurance will pay to rebuild the house, but that insurance company will subrogate back to you (recoup their funds) because you were liable for burning the house down,” Varsho explained. “If you have renters insurance, the liability coverage will take care of that amount it takes to rebuild the house.”

He added that other items can be added to a renters policy, such as protecting valuables items, adding water sewer back-up coverage, identity theft and more.

A common assumption is that a landlord’s insurance will also cover the tenant’s personal assets, however this is not the case.

“The landlord only has coverage for the structure itself and any contents owned by the building owner (appliances); he does not have coverage for your personal belongings and does not have coverage for your personal liability either,” said Varsho. “The landlord’s sole importance is to cover his assets – not cover the assets of the renters.”

“Renters insurance is incredibly affordable,” he added. “Things happen in life and you want to be protected. Renters insurance can give you a lot of coverage for very little premium.”

He said that most policies cost $80-$175 a year and provide extensive protection for personal liability and belongings.

“As an Independent Agent, Marshfield Insurance has a wide range of companies we look into, and all of those companies offer renters insurance at an affordable rate,” said Varsho. “Plus, Marshfield Insurance will see if we can provide you a multi-policy discount by adding your auto insurance with the renters insurance which drops the premium on renters policy even more!”

Call an agent today to learn more – 715-387-4443

Share this post?

mfldinsureadmin

Leave a Reply

APi

Agen Bandar Togel Online-Judi Slot Online Hoki 100%

Situs Toto Togel Tersedia Togel Online Resmi Hingga Idn Slot Terpercaya

Toto Online Macau Jackpot 10 Juta Bandar Togel 4D Terpercaya

Toto Macau Daftar Bandar Togel Online Hadiah Jackpot 4D 10 Juta Terlengkap

Bandar Togel Online Hadiah 10 Juta Rupiah Coloktoto Agen Toto 4D Terpercaya

LAETOTO Daftar Togel Online Dengan Pasang Togel Deposit Pulsa

LAETOTO Situs Slot Gacor dan Togel Online 4D Terpercaya

bandar togel terpercaya

daftar toto togel online terbaik bet 100 perak

bandar togel terpercaya

Daftar Situs Togel Online Terpercaya Hadiah Togel 4D 20 Juta

situs togel online terpercaya hadiah togel 4d 20 juta

daftar judi togel online via dana terpercaya

situs toto togel online resmi terpercaya

situs bo togel toto slot 4d bandar togel bet 100 perak

toto togel lengkap bandar judi togel online dan slot gacor 4d

togel online terpercaya

bandar togel online

Agen Togel Terpercaya Terlengkap Hadiah 4D 10 Juta

Bandar Togel 4d Pasaran Judi Togel Toto Terlengkap

Agen Togel Bet 100 Perak Hadiah Togel 4D Terbesar

bo togel terpercaya

Bandar Judi Togel Online 4D Hadiah 10 Juta

toto togel

togel4d

laetoto.live

Togel Deposit Pulsa

situs togel 6d

sihokitoto.vip

Situs Slot Gacor dan Togel Online 4D Terpercaya

Daftar Togel Online Dengan Pasang Togel Deposit Pulsa

Situs Toto Togel Agen Slot88 Gacor 4D Deposit Pulsa Murah

Situs Togel 4D Hadiah 10 Juta Situs Bandar Togel Online Terpercaya Daftar Situs Togel Online Deposit 10Rb

Daftar Togel Online Terpercaya Dan Terbaik Nomer 1 Tahun 2022

Bandar Togel Online Bet 100 Perak Situs Togel Terpercaya Deposit 10Rb Togel Online Terpercaya Hadiah 4D 10 Juta

GADUNTOTO DAFTAR SITUS BANDAR TOGEL SLOT ONLINE TOTO MACAU TERPERCAYA

Situs Judi Togel 4D Agen Slot888 Gacor Terlengkap Hadiah Togel Online 4D 10 Juta Terpercaya

www.standcanada.org/situs-togel-terpercaya/togel-4d

Toto Macau > Daftar Bandar Togel Online Hadiah Jackpot 4D 10 Juta Terlengkap

Bandar Togel Online Hadiah 10 Juta Rupiah Dan Agen Toto 4D Terpercaya

Situs Togel Online Terpercaya & Slot Gacor

Bandar Togel 4D Pasaran Judi Toto Terlengkap Dan Terbesar

Daftar Situs Togel Online Terbaik Dan Bandar Toto 4D Deposit Via Pulsa

Bandar Togel Online Jackpot 4D Terbesar Dari Situs Toto Macau

Toto Online Macau Jackpot 10 Juta > Bandar Togel 4D Terpercaya

https://rebrand.ly/author-yunitafadila-f9fcae https://rebrand.ly/yunitafadila-52bbdf https://rebrand.ly/member-yunitafadila-be9307 https://rebrand.ly/46486f https://www.qureta.com/post/togel-online https://rebrand.ly/yunitafadila-author-92d945 https://rebrand.ly/44b1d0 https://rebrand.ly/yunitafadila-56bccc https://rebrand.ly/yunitafadila-author-9b1a1c https://rebrand.ly/tuanmuda-762f33 https://rebrand.ly/userprofile-tabid-3f7928 https://rebrand.ly/yunitafadila-8afde7 https://rebrand.ly/4a8239 https://rebrand.ly/yunitafadila-b281bc https://rebrand.ly/forums-users-05185d https://rebrand.ly/profile-yunitafadila-9e4190 https://rebrand.ly/3b72cc https://rebrand.ly/profile-yunitafadila-b75b22 https://rebrand.ly/e1c805 https://rebrand.ly/profile-yunitafadila-884d89 https://rebrand.ly/profile-yunitafadila-0d80eb https://rebrand.ly/kysa-be1b03 https://rebrand.ly/profile-yunitafadila-19111a https://rebrand.ly/profile-yunitafadila-9b538e https://rebrand.ly/userprofile-tabid-c190f4 https://rebrand.ly/profile-4447a5 https://rebrand.ly/yunitafadila-4d61bd https://rebrand.ly/2678e1 https://rebrand.ly/003cba https://rebrand.ly/yunita-fadila-e1bddb https://rebrand.ly/profile-1788dc https://rebrand.ly/collectivity-d71964 https://rebrand.ly/yunitafadila-d4062f https://rebrand.ly/yunitafadila-3cd155 https://rebrand.ly/account-profile-651fb3 https://rebrand.ly/36b57e https://rebrand.ly/profile-65f410 https://rebrand.ly/userprofile-tabid-023797 https://rebrand.ly/userprofile-tabid-f74c4a https://rebrand.ly/d566d4 https://rebrand.ly/userprofile-tabid-dc00bf https://rebrand.ly/yunitafadila-7d9077 https://rebrand.ly/yunitafadila-51638e https://rebrand.ly/yunitafadila-author-19db32 https://rebrand.ly/yunitafadila-29c8ca https://rebrand.ly/yunitafadila-author-e66766 https://rebrand.ly/english-8e18fd https://rebrand.ly/yunitafadila-78e015 https://rebrand.ly/captcha-check-15eeaf https://rebrand.ly/yunitafadila-0e9bbd https://rebrand.ly/activity-feed-c17e9b https://rebrand.ly/cyber-security-0730b6 https://rebrand.ly/yunitafadila-author-b7047d https://rebrand.ly/profiles-yunitafadila-cc8dba https://rebrand.ly/yunita-fadila-cbcca0 https://rebrand.ly/author-yunitafadila-f9d763 https://rebrand.ly/support-forums-3674f3 https://rebrand.ly/fadila-e58948 https://rebrand.ly/yunitafadila-cd43ad https://rebrand.ly/forums-users-bc1313 https://rebrand.ly/yunitafadila-bolognafc-9df18d https://rebrand.ly/ancient-origins-7457ea https://rebrand.ly/yunitafadila-c48580 https://rebrand.ly/forum-users-f72bec https://rebrand.ly/author-yunitafadila-0cb114 https://rebrand.ly/military-scale-de2c93 https://rebrand.ly/rel-dofollow-6cc8de https://rebrand.ly/099c57 https://rebrand.ly/togel-toto-e202dd https://rebrand.ly/forum-index-e7293a https://rebrand.ly/pliki-ytkownika-db5e2f https://rebrand.ly/yunitafadila-5491c8 https://rebrand.ly/7e4290 https://rebrand.ly/yunitafadila-57b86e https://rebrand.ly/perfil-2d5ca0 https://rebrand.ly/profile-yunitafadila-c9e413 https://rebrand.ly/profile-yunitafadila-42cb4a https://rebrand.ly/forum-profile-a3b42b https://rebrand.ly/profile-yunitafadila-4ba322 https://rebrand.ly/profilo-606c11 https://rebrand.ly/profile-yunitafadila-478f83 https://rebrand.ly/yunitafadila-45764a https://rebrand.ly/profile-yunitafadila-8af74c