Tips to Protect Your Home During a Rainstorm

It’s a rainy week here in Central Wisconsin! To ensure your home is ready for the incoming deluge, we’ve put together some basic reminders to help keep your home protected.

“One of our most common claims is sump pump failure and with the proper endorsements, that is a covered loss,” said Nick Arnoldy, CEO at Marshfield Insurance. “However, it is always a good idea in a heavy rain to keep tabs on your sewer and sump pump system to make sure it’s keeping up,”

He added that just because you have the coverage, it doesn’t mean you should neglect checking.

“Sometimes, even with the proper equipment, the rains can overcome the equipment or burn it out. It can lead to a situation that can be stressful,” said Arnoldy. “Also, make sure gutters are properly attached and positioned and make sure they are cleaned out, windows are closed, and all of that obvious stuff that sometimes we forget because of the day-to-day busyness.”

Basic tips include:

1. Keep buckets handy for collecting and dumping any excess water.
2. Make sure gutters and storm drains on your home are unclogged.
3. Monitor sump pump during rainstorms to avoid flooding.
4. If you live in an area prone to flooding, move valuables upstairs.

Arnoldy added that it’s important to consider flood insurance, if applicable.

“As a reminder, even when something is a ‘flood,’ it typically is not going to be covered under a home insurance policy,” he said. “Water that seeps into your foundation or through a basement window is not a coverage situation under most homeowner policies, unfortunately.” (There is a new endorsement that does include flood – learn more here.)

To learn more, speak with an agent today at 715-387-4443!

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