Usage-based auto insurance is a popular option for drivers who want more control over their premiums. Instead of relying
solely on traditional rating factors, such as the driver’s age and history of moving violations and accidents, usage-based
insurance tracks safe driving habits. Measured habits may include smooth braking, steady speeds, lower-than-average annual
mileage, and limited late-night driving, to help set rates.

Is Usage-based Coverage Right for Me?

For many drivers, usage-based coverage offers a clear connection between how they drive and what they pay. Those who drive
infrequently, have a recent history of safe driving or want their rates to reflect real-time driving habits may benefit from usagebased coverage options.

How Much Will I Save?

Usage-based auto insurance can trigger meaningful savings, but the exact amount depends on the program and the driver. In
general, the safer and more predictable your driving behavior is, the more you can save.

Contact your agent today to learn more about your usage-based auto insurance options and find out whether it’s a good fit
for your situation.