In the commercial property insurance space, rising inflation increases the risk of undervaluing property. A rise in building costs due to factors such as labor shortages, worker wage growth, supply chain disruptions and raw material price increases can increase...
During the holiday season, it’s often easier to shop online to find gifts for your loved ones. But while online shopping can save you the trip to the store, it also comes with cybersecurity risks. Online shoppers are often...
Prevent Falling Merchandise Objects falling from above can pose a serious danger, and you are at increased risk when merchandise is stored above you. Don’t think you are at risk? Consider the following incidents: A warehouseman was paralyzed after...
Cryptocurrency is characterized as a digital currency that operates independently of a banking system and leverages encryption technology to transfer its value through the internet. There are several different types of cryptocurrency, but the largest by market capitalization is...
Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat—big or small. For instance, a fire could destroy your business’s warehouse and the contents inside, or a...
Water damage, fires and other property losses… who pays? The short answer is: you’re responsible for your own property despite the fault or alleged fault of others. Apartment complexes can have many tenants for example, and as a result,...
A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential...
OSHA announced its preliminary list of the top 10 most frequently cited workplace safety standards for fiscal year 2022. Since OSHA’s fiscal year doesn’t end until Sept. 30—and this list was published prior to this date—the final results won’t...
Auto insurance rates are based on several factors: frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles. This means that while your company’s inherent level of...
Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations,...
