Tips for Consumers Filing Claims after Storm Damage

Insurance Commissioner Nathan Houdek is sharing tips and reminders for Wisconsinites who may have experienced property damage from the recent storm. “Wind or hail may have caused damage to property during this week’s storm.” said Commissioner Houdek. “If you experienced any damage, it’s important to notify your insurance agent or company right away to begin the claim process.” The experts at the Office of the Commissioner of Insurance (OCI) also recommend that consumers consider the following tips as they respond to storm damage:

• Make a list of damaged items, including cracks in walls, missing shingles, spoiled food due to a power outage, etc.
• Take photographs of the damages before you begin to clean up
• Don’t throw out any damaged property without the claim adjuster’s agreement
• Keep all receipts that document the cost of the repairs or the replacement of damaged items

Read our After a Storm Hits Fact Sheet here. “If your power was out for an extended period of time, your homeowners or renters policy may cover spoiled food, but deductibles may apply,” said Commissioner Houdek. “Contact your agent today to find out more about what is covered by your policy.” Contact Marshfield Insurance here.