Should You Buy Rental Car Coverage?

Having rental car insurance coverage can help provide financial protection if the vehicle is stolen or damaged while in your care. Without coverage, you could be held personally liable for accident-related repairs, loss-of-use fees and liability claims.

Your Auto Policy May Cover Rental Cars

The liability, collision and comprehensive policies that cover your personal vehicle may also automatically cover rentals. Policies differ, so it’s crucial to check in with your agent to understand your coverage.

If your personal auto insurance policy doesn’t provide coverage for rental cars, you are renting a vehicle abroad or renting a high-value vehicle, your agent can help you explore adding a temporary endorsement or a stand-alone policy to provide appropriate coverage.

Contact Your Agent

Working directly with your agent could save you money and make the claims process easier for you if an accident or incident damages the vehicle. Contact your agent to find out if your existing auto insurance may cover rental cars.