These Three Trends Could Have Big Implications for Workers’ Compensation

Contact Us

These Three Trends Could Have Big Implications for Workers’ Compensation

Legislation surrounding the gig economy, single-payer health insurance and marijuana legalization all have the potential to impact the U.S. workers’ compensation system, according to a National Council on Compensation Insurance (NCCI) report.

Digital platforms such as Uber ushered in a modern gig economy and renewed public discourse on worker classification. Proposals in numerous states would provide criteria for determining whether a worker in the gig economy should be classified as an employee or an independent contractor. For instance, California has a three-part test to determine the status of a worker; lawmakers in Rhode Island and Vermont have considered similar tests. Other states, including Alabama, South Dakota and Washington, have focused on workers using digital platforms.

The NCCI noted that proposals making it more likely for a worker to be classified as an employee would generally benefit an injured worker in the event of a workplace accident. “On the other hand, proposals that would make it more likely for a worker to be considered an independent contractor may reduce costs for employers,” the organization said.

No state has fully adopted a single-payer health insurance system, though several are studying the issue, according to the report. Most proposals that reference workers’ compensation would direct the board of new state single-payer programs to “develop a proposal for coverage of healthcare items and services covered under the workers’ compensation system.”

California, Kansas, New York and Rhode Island considered or are considering such proposals this year. Last year, Washington enacted legislation establishing a new commission to study universal health care, and Oregon extended the life of a previously created task force.

And while marijuana remains illegal at the federal level, numerous states took steps this year toward legalizing marijuana for medical or recreational use.

States are divided on whether to allow, require or prohibit medical marijuana reimbursement in workers’ compensation. State policymakers may need to consider adopting a fee schedule or another mechanism to address reimbursement, the NCCI said. The legalization of recreational marijuana “raises concerns about workplace safety, drug-free workplace issues, and drug testing issues, and may also challenge employers and insurers to provide reimbursement,” according to the report.

Federal legalization would mean insurers may no longer need to worry about conflicts between state and federal law.

“Claims could be reported, and appropriate data could be collected, which would assist in understanding the impact of the use of marijuana in treating workers’ compensation claims,” the NCCI noted. However, it would still be up to states to determine how to address workplace safety, reimbursement and other concerns.

For more articles on workers’ compensation topics, contact Marshfield Insurance Agency today.

Share this post?


Leave a Reply


Agen Bandar Togel Online-Judi Slot Online Hoki 100%

Situs Toto Togel Tersedia Togel Online Resmi Hingga Idn Slot Terpercaya

Toto Online Macau Jackpot 10 Juta Bandar Togel 4D Terpercaya

Toto Macau Daftar Bandar Togel Online Hadiah Jackpot 4D 10 Juta Terlengkap

Bandar Togel Online Hadiah 10 Juta Rupiah Coloktoto Agen Toto 4D Terpercaya

LAETOTO Daftar Togel Online Dengan Pasang Togel Deposit Pulsa

LAETOTO Situs Slot Gacor dan Togel Online 4D Terpercaya

bandar togel terpercaya

daftar toto togel online terbaik bet 100 perak

bandar togel terpercaya

Daftar Situs Togel Online Terpercaya Hadiah Togel 4D 20 Juta

situs togel online terpercaya hadiah togel 4d 20 juta

daftar judi togel online via dana terpercaya

situs toto togel online resmi terpercaya

situs bo togel toto slot 4d bandar togel bet 100 perak

toto togel lengkap bandar judi togel online dan slot gacor 4d

togel online terpercaya

bandar togel online

Agen Togel Terpercaya Terlengkap Hadiah 4D 10 Juta

Bandar Togel 4d Pasaran Judi Togel Toto Terlengkap

Agen Togel Bet 100 Perak Hadiah Togel 4D Terbesar

bo togel terpercaya

Bandar Judi Togel Online 4D Hadiah 10 Juta

toto togel


Togel Deposit Pulsa

situs togel 6d

Situs Toto Togel Agen Slot88 Gacor 4D Deposit Pulsa Murah

Situs Togel 4D Hadiah 10 Juta Situs Bandar Togel Online Terpercaya Daftar Situs Togel Online Deposit 10Rb

Daftar Togel Online Terpercaya Dan Terbaik Nomer 1 Tahun 2022

Bandar Togel Online Bet 100 Perak Situs Togel Terpercaya Deposit 10Rb Togel Online Terpercaya Hadiah 4D 10 Juta


Situs Judi Togel 4D Agen Slot888 Gacor Terlengkap Hadiah Togel Online 4D 10 Juta Terpercaya

Toto Macau > Daftar Bandar Togel Online Hadiah Jackpot 4D 10 Juta Terlengkap

Bandar Togel Online Hadiah 10 Juta Rupiah Dan Agen Toto 4D Terpercaya

Situs Togel Online Terpercaya & Slot Gacor

Bandar Togel 4D Pasaran Judi Toto Terlengkap Dan Terbesar

Daftar Situs Togel Online Terbaik Dan Bandar Toto 4D Deposit Via Pulsa

Bandar Togel Online Jackpot 4D Terbesar Dari Situs Toto Macau